Financial inclusion
for everybody
At Tailwinds, our mission is to enable financial and economic inclusion at the bottom of the pyramid by facilitating the digital inclusion of the unserved and underserved in our society.
Percentage of financially excluded adults in Nigeria
Number of financially excluded adults in Nigeria
Nigeria’s financial inclusion gender gap
Nigerians that fell into exclusion circle since 2020
Create new jobs and upskill agents
Through digital financial inclusion, we aim to create new businesses that will provide low-cost banking services such as account creation, money transfer, bill payments and other financial services to the unbanked.
Reduce poverty and inequalities
By providing financial services via digital technology, we aim to alleviate poverty and enable disenfranchised groups to participate in the economy by removing barriers such as gender and disabilities.
Modernize the financial system
Through digital financial inclusion, we can modernize the financial system through remote management and supervision capabilities. We can also accept agents, use digital commerce and implement real-time reporting.
Create new jobs and upskill agents
who did not have access to formal banking services before to open accounts
and save money.
Modernize the financial system
and supervision capabilities, agent banking acceptance and
digital commerce.
Reduce poverty and inequalities
Digital financial inclusion alleviates poverty and enables disenfranchised groups to participate by removing barriers such as gender and disabilities
Get paid while serving your community
Earn additional income from commissions anytime you carry out any of these transactions for your customers
Account openings
Create accounts for your customers and earn commissions from them for life.
Cash transactions
Deposit money, make withdrawals and transfer funds into any bank account.
Bill payments
Enable your customers pay their electricity, water, DStv, State Government bills and more
Government Levies
Help your customers to access national social intervention programmes.
Humanitarian Programs
Partner with international organisations to drive humanitarian programmes
Airtime & Data
Virtually top-up any phone number with airtime or data.
Modern solutions for financial inclusion
Take advantage of the tools that can accelerate the financial inclusion of your community
Mobile App
POS Terminal
Debit Card
Frequently asked questions
Who is a Tailwinds Integrated Agent?
A tailwinds agent is any duly approved business entity/individual that have successfully completed the registration process with TISL to render services on her behalf to the public
What are the requirements for becoming an Agent?
Interested business entity/individuals should have the following to qualify as an agent:
- Must have an existing physical business outlet/location
- Must have a functional mobile phone number
- A copy of any statutory ID card (Driver’s license, National ID card, Int’l passport or PVC)
- Duly completed Guarantor’s Form with Guarantor’s ID card & Passport photograph.
- A Passport-sized photograph
- Proof of Address (Utility bill e.g. PHCN, DSTV, GOtv, StarTimes, etc.)
- A duly completed Agent application form/agreement and account package
What transactions can I carry out as an Agent
- Cash Deposit
- Cash Withdrawal
- Fund Transfer
- Airtime Top up
- Bill Payments
How long does it take to be created as an Agent?
If all your documentations are complete, your agent account will be created in 10 minutes.
Can I have more than one agent account or/and location?
Yes, you can have as many agent locations or/and accounts as you want.
How will people know that I am an Agent?
After registration, Tailwinds will give you branding materials that will help in your publicity. E.g. Banners, Posters, Danglers, Stickers & T-Shirts. You are expected to put the branding items in your business location.
Is there any provision for training after onboarding?
For us the onboarding process is not complete without training. Immediately after registration, you will receive an invite for training in any of our hubs closest to you. You can also undertake an online training if you are not able to make it to the hub.
What are the benefits of being an Agent?
- Additional income/commission from transaction fees
- Increased sales due to increased footfalls
- Good brand
- Guaranteed training and dedicated field support
- Comprehensive branding and marketing support
- Social relevance to the community through Financial Inclusion services (FIS)
- Low start-up capital